Down payment assistance in California
269 programs are listed for California: grants, forgivable loans, deferred seconds, first mortgage products and tax credits from state, county, city, nonprofit, regional and lender and employer providers. Every amount and rule below comes from the provider’s published terms.
269
Programs
44
Statewide
223
County and city
$160,000
Largest listed grant
Browse by county
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Statewide programs
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Deferred Silent Second · Up to 3.5% · California Housing Finance Agency
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Deferred Closing Cost Assistance · Up to 4% · California Housing Finance Agency
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First Mortgage (for pairing with DPA) · Amount varies by program · California Housing Finance Agency
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First Mortgage (for pairing with DPA) · Amount varies by program · California Housing Finance Agency
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Deferred Silent Second · Up to 2.5% · California Housing Finance Agency
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Shared Appreciation Loan · Up to $150,000 or Up to 20% · California Housing Finance Agency
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Forgivable Loan · Up to 10% · California Housing Finance Agency
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Occupation-Based Deferred Silent Second · Up to 3.5% · California Housing Finance Agency
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grant or 3-year forgivable second · Up to 5.5% · Golden State Finance Authority
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Occupation-Based Amortizing Second + Grant · Up to 5% · Golden State Finance Authority
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Deferred Silent Second · Up to 3.5% · Golden State Finance Authority
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100% Financing, No PMI, Below-Market Rate · Up to 100% · Neighborhood Assistance Corporation of America
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Closing Cost Credit (HomePath REO only) · Up to 3% · Fannie Mae
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0% Affiliate First Mortgage · Up to 100% · Local Habitat affiliates
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50% Discount on HUD REO Homes (Revitalization Areas) · Up to 50% · U.S. Department of Housing and Urban Development
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Low Down Conventional · Amount varies by program · Fannie Mae
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Low Down Conventional · Amount varies by program · Freddie Mac
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Matched Savings Grant · Up to $32,837 · Federal Home Loan Bank of San Francisco
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Occupation-Based Grant · Up to 2% · CalHERO (private lender network)
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Matching Grant (NEW for 2026) · Up to $50,000 · Federal Home Loan Bank of San Francisco
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deferred-payment junior loan (silent second) · Amount varies by program · California Housing Finance Agency (CalHFA)
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deferred silent second (zero-interest) · Amount varies by program · California Housing Finance Agency (CalHFA)
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deferred silent second · Amount varies by program · California Housing Finance Agency (CalHFA)
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forgivable loan · Amount varies by program · California Housing Finance Agency (CalHFA)
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first mortgage (conventional, fixed rate) · Amount varies by program · California Housing Finance Agency (CalHFA)
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first mortgage (FHA-insured, fixed rate) · Amount varies by program · California Housing Finance Agency (CalHFA)
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first mortgage + ZIP closing-cost second · Amount varies by program · California Housing Finance Agency (CalHFA)
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first mortgage + ZIP closing-cost second · Amount varies by program · California Housing Finance Agency (CalHFA)
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first mortgage (VA-guaranteed, fixed rate) · Amount varies by program · California Housing Finance Agency (CalHFA)
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first mortgage (USDA-guaranteed) · Amount varies by program · California Housing Finance Agency (CalHFA)
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first mortgage + forgivable grant · Amount varies by program · California Housing Finance Agency (CalHFA)
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amortizing second mortgage + optional gift · Amount varies by program · Golden State Finance Authority (GSFA)
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deferred silent second + optional gift · Amount varies by program · Golden State Finance Authority
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federal income tax credit · Amount varies by program · Golden State Finance Authority (GSFA)
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first mortgage (state veteran contract-of-sale) · Amount varies by program · California Department of Veterans Affairs (CalVet)
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first mortgage (VA-guaranteed) · Amount varies by program · U.S. Department of Veterans Affairs
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first mortgage (FHA-insured) · Amount varies by program · HUD / FHA
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below-market first mortgage (no DPA but no down payment) · Amount varies by program · Neighborhood Assistance Corp of America
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below-market sale + 0% mortgage (sweat-equity) · Amount varies by program · Habitat for Humanity affiliates
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sweat-equity + deferred second · Amount varies by program · Mercy Housing California
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USDA 502 packaging + technical assistance · Amount varies by program · Rural Community Assistance Corporation
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shared-equity / CLT umbrella · Amount varies by program · CA CLT Network
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deferred silent second (locally administered) · Amount varies by program · California Department of Housing & Community Development
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MCC (federal tax credit) · Amount varies by program · Golden State Finance Authority
County and city programs
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Federal Tax Credit · Up to $2,000 or Up to 20% · California Housing Finance Agency + County MCC issuers
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DPA + Lender-Paid MI · Up to $10,000 or Up to 3% · US Bank
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3% Down, No PMI Portfolio Loan · Up to 97% · Citibank
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Down Payment Grant · Up to $12,500 · US Bank
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Closing Cost Grant · Up to $5,000 · PNC Bank
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Up to $7,500 Grant · Up to $7,500 · JPMorgan Chase
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30-Year Deferred Second · Up to $75,000 · Oakland Housing & Community Development
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Gap Silent Second (30-Year Deferred) · Up to $50,000 · Humboldt County Housing Division
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Silent Second · Up to $50,000 · City of Redding Housing Division
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Silent Second GAP Loan · Up to $80,000 · San Joaquin County Housing/Neighborhood Preservation
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10-Year Interest-Only Loan (High AMI) · Up to $125,000 · Housing Trust Fund of Santa Barbara County
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Silent Second (Deferred) · Up to $80,000 · OC Housing & Community Development / Affordable Housing Clearinghouse
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Deferred Second Loan · Up to $50,000 · City of Anaheim
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Deferred Second Loan · Up to $110,000 · City of Garden Grove Neighborhood Improvement
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Forgivable Second (3 years) · Up to $13,475 · NeighborWorks Orange County (NWOC)
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Deferred 0% Loan · Up to $40,000 · NPHS / Inland Empire Community Foundation (U.S. Bank funded)
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Deferred CalHome Loan · Up to $55,000 · Neighborhood Housing Services of the Inland Empire
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Deferred 2nd Trust Deed Loan + Closing Cost · Up to 17% · County of San Diego (administered by SDHC)
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Deferred Second Loan · Up to $70,000 · National City Housing Authority
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Shared-Appreciation Equity Loan · Up to $100,000 · City of El Cajon Housing Division
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Deferred BEGIN/HOME Loan · Up to $57,000 · City of Oxnard Affordable Housing & Rehabilitation
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15-Year Deferred Loan · Up to $40,000 · My Way Home (formerly VCCDC)
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Deferred/Forgivable DPA · Up to $100,000 · Habitat for Humanity Greater Los Angeles
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45-Year Deferred Forgivable Loan · Up to $100,000 · City of Pomona Housing Division
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Deferred Loan + Closing Cost · Up to $140,000 · City of Inglewood Housing Authority
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Deferred Second Loan · Up to $55,000 · City of Victorville
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Deferred Equity Share Loan · Up to 20% · City of Simi Valley Neighborhood Services
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grant · Up to $10,000 · Wells Fargo
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30-Year Deferred Loan (NO equity share) · Up to $200,000 or Up to 40% · Housing Trust Silicon Valley
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Deferred Shared-Appreciation Loan · Up to $250,000 or Up to 17% · Housing Trust Silicon Valley (admin) / Santa Clara County (Measure A)
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Layered Mortgage Package (5% down, no PMI) · Up to $182,025 · HEART of San Mateo County (in partnership with Meriwest Mortgage)
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30-Year Deferred Loan · Up to $150,000 or Up to 30% · Housing Authority of the City of Napa
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Deferred Workforce Loan · Up to 16.5% · Napa County
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30-Year CalHome Silent Second · Up to $200,000 or Up to 40% · Burbank Housing Development Corporation
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30-Year Deferred Loan · Up to $75,000 or Up to 10% · City of Santa Rosa Housing Department
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30-Year CalHome Silent Second · Up to $38,000 · Community Housing Development Corporation of North Richmond
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Down Payment Grant · Up to $10,000 · Richmond Community Foundation (RCF Connects)
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Deferred NSP Loan · Up to $41,000 · City of Fairfield Housing
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30-Year Deferred Silent Second · Up to $50,000 · Nevada County Housing & Community Services
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Silent Second (deferred) · Up to 40% · Shasta County HCAP
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Down Payment Grant (no repayment) · Up to $25,000 · Beyond Housing Foundation / Fresno Housing Authority
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Camp Fire Recovery Gap Loan · Amount varies by program · Town of Paradise Business and Housing Services
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Disaster Recovery Forgivable Loan · Up to $350,000 · California HCD (federal CDBG-DR)
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Silent Second Deferred Loan (HOME) · Amount varies by program · Monterey County Housing & Community Development
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CalHome Silent Second (multi-county) · Up to $38,000 · Self-Help Enterprises (CHDO nonprofit)
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Deferred 5yr then Amortizing Second · Up to $105,000 · County of San Mateo
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Deferred CalHome Silent Second · Up to $100,000 or Up to 8% · Sonoma County Housing & Community Services
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Deferred Silent Second · Up to $161,000 · Los Angeles Housing Department (LAHD)
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Deferred Silent Second (Lottery) · Up to $135,000 · Los Angeles Housing Department (LAHD)
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Deferred Silent Second · Up to $100,000 · LA County Development Authority (LACDA)
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Deferred Silent Second · Up to $85,000 · LA County Development Authority (LACDA)
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Deferred Silent Second + Closing Cost Grant · Up to 19% · San Diego Housing Commission
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Deferred Silent Second + Closing Cost Grant · Up to $40,000 · San Diego Housing Commission
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Stacked Deferred Loan + Grant · Up to $160,000 · City of Ontario
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10-Year Interest-Only Deferred Loan · Up to $200,000 · Housing Trust Fund of Santa Barbara County
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Forgivable Deferred Loan · Up to $100,000 · Riverside County Housing, Workforce & Community Services
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Deferred Silent Second · Up to $80,000 · City of Pasadena Housing Department
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30-Year Deferred Silent Second (PLHA-funded) · Up to $50,000 or Up to 20% · Sacramento Housing & Redevelopment Agency
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Deferred Silent Second · Up to $75,000 · City of Oakland Housing & Community Development
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Deferred 2nd · Up to $50,000 · City of Costa Mesa Housing Auth
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30% grant + 70% deferred 2nd · Up to $80,000 · City of Huntington Beach CD
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Deferred 2nd 2% · Up to $70,000 · City of Irvine Housing Auth
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Grant or 0%/2% deferred 2nd · Up to $75,000 · Glendale CD
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Deferred 2nd · Up to $70,000 · City of Burbank CD
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Deferred 2nd or grant · Up to $60,000 · City of Inglewood CD
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Deferred 2nd · Up to $50,000 · City of Compton Housing
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Deferred 2nd · Up to $65,000 · Pomona CD
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Deferred silent 2nd · Up to $85,000 · City of Long Beach Housing Auth
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Deferred 2nd · Up to $100,000 · Pasadena Housing & CD
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Deferred 2nd · Up to $100,000 · Riverside Co Economic Dev Auth
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Deferred 2nd · Up to $75,000 · SB County CD
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Deferred 2nd · Up to $75,000 · SB County HTF
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subsidized direct first mortgage · Amount varies by program · USDA Rural Development
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first mortgage (federally guaranteed) · Amount varies by program · USDA Rural Development (lender-issued)
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direct federal mortgage · Amount varies by program · U.S. Department of Veterans Affairs
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50% purchase price discount via silent second · Amount varies by program · HUD
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low-down guaranteed first mortgage · Amount varies by program · HUD Office of Native American Programs
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sweat-equity DPA + USDA 502 Direct · Amount varies by program · Self-Help Enterprises
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shared-equity CLT · Amount varies by program · San Francisco Community Land Trust
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limited-equity cooperative · Amount varies by program · Bay Area CLT
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shared-equity CLT · Amount varies by program · Oakland CLT
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limited-equity / CLT · Amount varies by program · NCLT
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community land trust · Amount varies by program · T.R.U.S.T. South LA
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deferred silent second with shared appreciation · Amount varies by program · Los Angeles County Development Authority (LACDA)
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deferred silent second with shared appreciation · Amount varies by program · Los Angeles County Development Authority (LACDA)
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deferred silent second w/ shared equity · Amount varies by program · Los Angeles County Development Authority (LACDA)
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federal income tax credit · Amount varies by program · LACDA
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deferred silent second · Amount varies by program · County of San Diego HCDS / administered by SDHC
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deferred silent second · Amount varies by program · County of San Diego HCDS / SDHC
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federal income tax credit · Amount varies by program · San Diego Housing Commission (for County)
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silent second deferred loan · Amount varies by program · OC Housing & Community Development / Affordable Housing Clearinghouse
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federal income tax credit · Amount varies by program · County of Orange / National Homebuyers Fund
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deferred forgivable loan · Amount varies by program · Riverside County Housing & Workforce Solutions
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deferred forgivable loan · Amount varies by program · Riverside County HWS
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silent second forgivable · Amount varies by program · Riverside County HWS
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federal income tax credit · Amount varies by program · Riverside County HWS
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deferred 0% silent second · Amount varies by program · NPHS Inc. / Inland Empire Community Foundation
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referral only (county no longer directly administers DPA) · Amount varies by program · San Bernardino County Community Development & Housing
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deferred silent second · Amount varies by program · Ventura County Community Development Corp (VCCDC)
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forgivable matching grant · Amount varies by program · VCCDC / FHLB San Francisco
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deferred silent second · Amount varies by program · Housing Trust Fund of Santa Barbara County
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interest-only deferred (workforce/moderate) · Amount varies by program · Housing Trust Fund of Santa Barbara County
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HOME-funded deferred loan · Amount varies by program · Santa Barbara County Housing & Community Development
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deferred silent second · Amount varies by program · SLO County Planning & Building (Housing Division)
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grant / forgivable · Amount varies by program · People's Self-Help Housing / Community Foundation SLO
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silent second deferred · Amount varies by program · Imperial County Community & Economic Development
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HOME-funded homebuyer assistance · Amount varies by program · Imperial County ICCED
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grant · Amount varies by program · Housing Authority of County of Kern + realtor groups
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deferred second loan · Amount varies by program · My Way Home (VCCDC affiliate) / City of Bakersfield
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USDA / HOME / CalHome blends · Amount varies by program · Self-Help Enterprises
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DPA grant or silent second · Amount varies by program · Golden State Finance Authority (SB is GSFA Member)
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DPA grant or silent second · Amount varies by program · Golden State Finance Authority
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grant (home repair, not purchase DPA) · Amount varies by program · HomeStrong USA
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MCC (federal tax credit) · Amount varies by program · Alameda County Housing & Community Development Department (HCD)
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Shared appreciation silent second loan · Amount varies by program · Alameda County HCD (administered by Hello Housing)
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MCC (federal tax credit) · Amount varies by program · Contra Costa County Department of Conservation & Development
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Deferred silent second loan · Amount varies by program · Community Housing Development Corporation (CHDC) on behalf of Contra Costa County Consortium
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Grant · Amount varies by program · Richmond Community Foundation / RCF Connects (funded by U.S. Bank)
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Silent second (shared appreciation) · Amount varies by program · San Francisco Mayor's Office of Housing & Community Development (MOHCD)
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Silent second (shared appreciation) · Amount varies by program · San Francisco MOHCD
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Silent second (shared appreciation) · Amount varies by program · San Francisco MOHCD
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Second mortgage (amortized over 15 years) · Amount varies by program · Housing Endowment and Regional Trust (HEART) of San Mateo County / Meriwest Mortgage
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MCC reissuance (federal tax credit) · Amount varies by program · County of San Mateo Department of Housing
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Deferred loan · Amount varies by program · County of San Mateo - Department of Housing
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MCC (federal tax credit) · Amount varies by program · County of Santa Clara Office of Supportive Housing
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Deferred silent second loan · Amount varies by program · County of Santa Cruz Planning Department (Community Development & Infrastructure)
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MCC reissuance (federal tax credit) · Amount varies by program · Housing Authority of the County of Santa Cruz
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Deferred 0% loan (balloon at 30 years) · Amount varies by program · Habitat for Humanity Monterey Bay
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Deferred silent second loan (HOME funds) · Amount varies by program · Monterey County Housing and Community Development Office
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Deferred silent second loan · Up to 20% · San Benito County (administered partly through Self-Help Enterprises)
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Below Market Rate (BMR) restricted resale (not pure DPA - homeownership-restricted units) · Amount varies by program · Marin Housing Authority (MHA)
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Deferred silent second loan · Amount varies by program · Napa County Housing and Homeless Services
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Voucher-to-mortgage conversion · Amount varies by program · Sonoma County Community Development Commission / Sonoma County Housing Authority
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Amortized second mortgage (below market) · Amount varies by program · Sonoma County (SEIU Housing Assistance Committee)
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Counseling + referral; CalHome/HOME deferred loans through partners · Amount varies by program · Solano County (via contracted housing counseling providers)
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Deferred silent second loan · Amount varies by program · Sacramento Housing & Redevelopment Agency (SHRA)
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MCC (federal tax credit) · Amount varies by program · Sacramento Housing & Redevelopment Agency (SHRA)
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Referral to state/regional programs (CalHFA, GSFA) · Amount varies by program · Yolo County Housing Authority (YCH)
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Low-interest second mortgage (HOME/CDBG funded) · Amount varies by program · El Dorado County Housing, Community & Economic Development
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Forgivable/deferred second loan · Amount varies by program · Stanislaus County Planning & Community Development - CDBG/HOME
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Deferred silent second loans (HOME/CalHome/Tri Counties Bank-funded) · Amount varies by program · Self-Help Enterprises (nonprofit, multi-county administrator)
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Deferred silent second loan · Amount varies by program · Merced County / City of Merced (partner with Self-Help Enterprises)
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Deferred silent second loan (HOME/CDBG/CalHome funded) · Amount varies by program · Fresno County Department of Public Works & Planning - Housing Programs
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Grant (no repayment) · Amount varies by program · Fresno Housing Authority Foundation
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Deferred silent second loan · Amount varies by program · City of Tulare / Self-Help Enterprises (administered countywide)
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Deferred silent second loan · Amount varies by program · Kings County Community Development Agency (administered by Self-Help Enterprises)
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Deferred second mortgage · Amount varies by program · Yuba County Community Development - Planning Department
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Down payment grant / second loan (GSFA Platinum) · Amount varies by program · Butte County Department of Development Services / Golden State Finance Authority
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Grant · Amount varies by program · Members 1st Credit Union (in partnership with FHLB)
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Referral + GSFA grant · Amount varies by program · Glenn County HHSA Community Action - Housing Unit
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Grant + second loan (GSFA Platinum) · Amount varies by program · Colusa County Community Action / Golden State Finance Authority
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Gap financing tied to USDA 502 Direct (sweat equity) · Amount varies by program · Rural Communities Housing Development Corporation (RCHDC)
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Deferred shared-appreciation or interest-bearing second loan · Amount varies by program · Sierra Business Council (administered for Martis Fund)
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Referral / limited HOME-funded assistance · Amount varies by program · Mariposa County Housing Services Department
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Non-repayable grant + optional second loan (DPA) · Amount varies by program · Golden State Finance Authority (formerly CRHMFA Homebuyers Fund / CHF)
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Forgivable grant · Amount varies by program · Redwood Credit Union (FHLB partner)
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Forgivable second mortgage · Amount varies by program · CalHFA / California HCD (administered locally e.g. Santa Cruz County)
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deferred silent second loan with shared appreciation · Amount varies by program · Los Angeles Housing Department (LAHD)
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deferred silent second loan · Amount varies by program · Los Angeles Housing Department (LAHD)
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deferred-payment second trust deed loan plus closing cost grant · Amount varies by program · San Diego Housing Commission (SDHC)
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deferred down payment loan + closing cost grant · Amount varies by program · San Diego Housing Commission (SDHC)
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forgivable loan · Amount varies by program · San Francisco MOHCD
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BMR (inclusionary) restricted-resale ownership · Amount varies by program · San Francisco MOHCD
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BMR restricted-resale ownership / inclusionary · Amount varies by program · City of San Jose Housing Department
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silent second deferred loan · Amount varies by program · Sacramento Housing & Redevelopment Agency (SHRA)
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30-year deferred second loan · Amount varies by program · City of Oakland Housing & Community Development
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deferred second loan (BEGIN state funds) · Amount varies by program · City of Anaheim Housing Authority
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deferred second loan · Amount varies by program · City of Santa Ana Community Development Agency
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shared-appreciation / deferred DPA loan and BMR ownership · Amount varies by program · City of Berkeley Health, Housing & Community Services
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deferred CalHome second loan · Amount varies by program · City of Pasadena Department of Housing
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forgivable interest-free loan · Amount varies by program · City of Fresno (Mayor's Office of Community Affairs)
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deferred loan · Amount varies by program · City of Bakersfield Economic & Community Development
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deferred second loan · Amount varies by program · City of Chula Vista (administered by San Diego Housing Commission)
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deferred silent second loan with shared appreciation · Amount varies by program · City of Pomona Housing Services Division
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deferred second loan · Amount varies by program · City of Hayward Housing Division
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low-interest deferred second loan · Amount varies by program · City of Escondido Housing Division
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BMR inclusionary ownership · Amount varies by program · City of Sunnyvale Housing Division
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BMR inclusionary ownership · Amount varies by program · City of Mountain View Housing Division (administered by HouseKeys)
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BMR inclusionary ownership · Amount varies by program · City of Santa Clara Housing & Community Services (administered by Hello Housing)
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deferred loan + BMR ownership · Amount varies by program · City of San Mateo Neighborhood Improvement & Housing Division
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BMR inclusionary ownership · Amount varies by program · City of Redwood City Housing Services
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BMR inclusionary ownership · Amount varies by program · City of Fremont Housing Division
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deferred shared-appreciation second loan · Amount varies by program · City of Concord (administered by BAAHA - Bay Area Affordable Homeownership Alliance)
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silent second deferred loan · Amount varies by program · City of Napa Housing Division
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deferred second loan + closing cost grant · Amount varies by program · City of Vallejo Housing & Community Development
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low-interest gap-financing loan · Amount varies by program · City of Modesto Community & Economic Development Department
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deferred second loan (multiple funding sources) · Amount varies by program · City of Oxnard Affordable Housing and Rehabilitation Division
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deferred second loan (CalHome) · Amount varies by program · City of Norwalk Community Development
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deferred second mortgage · Amount varies by program · City of Irvine Community Development (administered by MDG Associates)
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deferred down payment loan · Amount varies by program · City of Tracy Housing Division
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deferred payment loan (gap financing) · Amount varies by program · City of Vacaville Housing & Community Services
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deferred silent second mortgage · Amount varies by program · City of Elk Grove Housing Division
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deferred second loan · Amount varies by program · City of Citrus Heights Housing Division (administered by NeighborWorks Sacramento)
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deferred second mortgage · Amount varies by program · City of Buena Park
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grant (closing cost) · Amount varies by program · City of West Covina Community Development
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deferred CDBG loan · Amount varies by program · City of El Monte
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deferred down payment loan · Amount varies by program · City of Alhambra Development Services Housing Division
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deferred second loan · Amount varies by program · City of Carson
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deferred loan · Amount varies by program · City of Compton (City Manager's Grants Division)
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deferred DPA + rehab loan + exterior grant (stackable) · Amount varies by program · City of Ontario Housing Services
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silent second deferred loan · Amount varies by program · City of Menifee (administered by Neighborhood Partnership Housing Services)
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deferred DPA loan · Amount varies by program · City of Hemet (partner: Riverside County HWS / Springboard)
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down payment assistance (NSP-funded) · Amount varies by program · City of Indio Housing and Neighborhood Services
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deferred payment loan · Amount varies by program · City of Chico Business Assistance & Housing Development Department
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deferred second loan · Amount varies by program · City of Redding Housing Division
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low-interest deferred loan · Amount varies by program · City of Clovis Affordable Housing
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CalHome simple-interest deferred second loan · Amount varies by program · City of San Marcos Affordable Housing
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shared-appreciation equity loan · Amount varies by program · City of El Cajon Housing Division
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silent second deferred loan · Amount varies by program · City of Visalia Housing Division
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deferred second mortgage · Amount varies by program · City of Murrieta (via Riverside County HWS)
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deferred second loan + BMR ownership · Amount varies by program · City of Livermore Housing Division
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deferred DPA loan · Amount varies by program · City of Costa Mesa Housing Division
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MCC + Neighborhood Stabilization silent second · Amount varies by program · City of Rancho Cucamonga Planning Department
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deferred CalHome second loan · Amount varies by program · Burbank Housing Development Corporation (BHDC) - serves Sonoma County and partner cities
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BMR/inclusionary ownership · Amount varies by program · City of Santa Monica Housing & Economic Development
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first_mortgage · Up to 100% · USDA Rural Housing Service
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deferred_loan · Amount varies by program · Imperial County Community & Economic Development
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deferred_loan · Up to 10% · People's Self-Help Housing / Community Foundation SLO
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below_market_rate · Amount varies by program · Marin Housing Authority
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below_market_rate · Amount varies by program · City of Davis
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grant · Up to $32,099 · Golden 1 Credit Union
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deferred_loan · Up to 5.5% · County of San Luis Obispo (admin via Golden State Finance Authority)
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deferred_loan · Amount varies by program · San Luis Obispo County Planning Department - Housing Division
Multi-state programs covering California
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4:1 matching grant · Up to $32,837 · FHLB SF
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Grant for middle-income buyers · Up to $50,000 · FHLB SF
National programs
38 federal and national programs apply in every state. See the national programs.
Find your California match
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