Cal DPA Down payment help, made plain

OC Mortgage Assistance Program (MAP)

OC Mortgage Assistance Program (MAP) is a silent second (deferred) from OC Housing & Community Development / Affordable Housing Clearinghouse. Serves Orange. Up to $80,000 toward a home purchase. For first-time buyers. Income limit: 80% AMI.

Up to $80,000
Listed as open as of April 10, 2026

Serves Orange.

First-time buyerRequired
Income limit80% AMI
Minimum credit score640
Homebuyer educationRequired
Sales price cap85% of OC median sales price
Repayment3% int.; 30-yr; deferred; due on sale/refinance/transfer
StackingStacks: calhfa-myhome, calhfa-zip
NotesOrange County's primary DPA. Covers unincorporated OC + participating cities.
Source OC Housing & Community Development / Affordable Housing Clearinghouse·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: OC Housing & Community Development / Affordable Housing Clearinghouse · program details at the provider’s site.

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