NACA Home Purchase Program
NACA Home Purchase Program is a below-market first mortgage (no dpa but no down payment) from Neighborhood Assistance Corp of America. Available statewide in California. Income limit: Priority at/below AMI for lowest rate.
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in California.
| Income limit | Priority at/below AMI for lowest rate |
|---|---|
| Homebuyer education | Required |
| Amount notes | No down payment, no closing costs, no PMI; rate buydown (~$1,500/0.25%) |
| Notes | Heavy counseling required; largest non-profit homeownership program in US. |
| Phone | 425-602-6222 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Neighborhood Assistance Corp of America · program details at the provider’s site.
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