Cal DPA Down payment help, made plain

Self-Help Enterprises Homebuyer Assistance

Self-Help Enterprises Homebuyer Assistance is a calhome silent second (multi-county) from Self-Help Enterprises (CHDO nonprofit). Serves Fresno, Kern, Kings, Madera, Merced, Stanislaus, Tulare. Up to $38,000 toward a home purchase. For first-time buyers. Income limit: 80% AMI.

Up to $38,000
Listed as open as of April 10, 2026

Serves Fresno, Kern, Kings, Madera, Merced, Stanislaus, Tulare.

First-time buyerRequired
Income limit80% AMI
Minimum credit score640
Repayment0% int.; deferred; due on sale/refinance/transfer
StackingStacks: calhfa-myhome
NotesKey nonprofit DPA delivery partner across the Central Valley. Single contact for 7 counties: Alma Romero 559-802-1640.
Source Self-Help Enterprises (CHDO nonprofit)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Self-Help Enterprises (CHDO nonprofit) · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if Self-Help Enterprises Homebuyer Assistance fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More California programs