Cal DPA Down payment help, made plain

San Diego County MCC

San Diego County MCC is a federal income tax credit from San Diego Housing Commission (for County). Serves San Diego. For first-time buyers. Income limit: Per CDLAC.

Amount varies by program
Listed as open as of May 26, 2026

Serves San Diego.

First-time buyerRequired
Income limitPer CDLAC
Homebuyer educationRequired
Sales price capPer CDLAC
Amount notes20% of annual mortgage interest as federal tax credit
NotesReissued MCC via socalrmcc.com for refinances.
Phone619-578-7788
Source San Diego Housing Commission (for County)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: San Diego Housing Commission (for County) · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if San Diego County MCC fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More California programs