Do I have to be a first-time buyer for Hayward First-Time Homebuyer Program (FHP)?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is Moderate-income (per Alameda County limits).

Hayward First-Time Homebuyer Program (FHP)

Hayward First-Time Homebuyer Program (FHP) is a deferred second loan from City of Hayward Housing Division. Serves Hayward. For first-time buyers. Income limit: Moderate-income (per Alameda County limits).

Amount varies by program

Listed as open as of May 26, 2026

Serves Hayward.

First-time buyer	Required
Income limit	Moderate-income (per Alameda County limits)
Homebuyer education	Required
Sales price cap	Per program
Amount notes	Up to $30,000
Notes	Layers with AC Boost
Phone	(510) 583-4250

Source City of Hayward Housing Division·official program page·Listed May 26, 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: City of Hayward Housing Division · program details at the provider’s site.

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