City of Simi Valley Homebuyer Assistance
City of Simi Valley Homebuyer Assistance is a deferred equity share loan from City of Simi Valley Neighborhood Services. Serves Ventura. Up to 20% toward a home purchase. For first-time buyers. Income limit: 150% AMI.
Up to 20%
Listed as open as of April 10, 2026
Serves Ventura.
| First-time buyer | Required |
|---|---|
| Income limit | 150% AMI |
| Minimum credit score | 620 |
| Maximum DTI | 45% |
| Repayment | 0% int.; shared appreciation |
| Shared appreciation | Yes |
| Stacking | Stacks: calhfa-myhome |
| Notes | Simi Valley city residents. Equity share loan up to 20% of purchase price. Priority to ≤60% AMI. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: City of Simi Valley Neighborhood Services · program details at the provider’s site.
See if City of Simi Valley Homebuyer Assistance fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More California programs
-
Deferred Silent Second · Up to 3.5%
-
Deferred Closing Cost Assistance · Up to 4%
-
First Mortgage (for pairing with DPA) · Amount varies by program
-
First Mortgage (for pairing with DPA) · Amount varies by program
-
Deferred Silent Second · Up to 2.5%
-
Shared Appreciation Loan · Up to $150,000 or Up to 20%
-
Forgivable Loan · Up to 10%
-
Federal Tax Credit · Up to $2,000 or Up to 20%