Do I have to be a first-time buyer for Kern/Bakersfield Hope to Home?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is ≤80% AMI.

Kern/Bakersfield Hope to Home

Kern/Bakersfield Hope to Home is a deferred second loan from My Way Home (VCCDC affiliate) / City of Bakersfield. Serves Kern. For first-time buyers. Income limit: ≤80% AMI.

Amount varies by program

Listed as open as of May 26, 2026

Serves Kern.

First-time buyer	Required
Income limit	≤80% AMI
Homebuyer education	Required
Sales price cap	Per CalHFA Kern limits (~$524K)
Amount notes	Up to $40,000
Notes	Primary county-level DPA option for Kern.
Phone	805-273-7155

Source My Way Home (VCCDC affiliate) / City of Bakersfield·official program page·Listed May 26, 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: My Way Home (VCCDC affiliate) / City of Bakersfield · program details at the provider’s site.

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