Mortgage Assistance Program (MAP)
Mortgage Assistance Program (MAP) is a 30-year deferred second loan from City of Oakland Housing & Community Development. Serves Oakland. For first-time buyers. Income limit: Up to 120% AMI.
Amount varies by program
Limited funding as of May 26, 2026
Serves Oakland.
| First-time buyer | Required |
|---|---|
| Income limit | Up to 120% AMI |
| Homebuyer education | Required |
| Sales price cap | Per MAP guidelines |
| Amount notes | Up to $75,000 (Tier 1 up to 30% of price/$75,000; Tier 2-3 up to 20%/$50,000) |
| Notes | Verify availability with loan officer |
| Phone | (510) 238-3909 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: City of Oakland Housing & Community Development · program details at the provider’s site.
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