Cal DPA Down payment help, made plain

MyAccess Forgivable DPA (with CalPLUS Access)

MyAccess Forgivable DPA (with CalPLUS Access) is a deferred silent second from California Housing Finance Agency (CalHFA). Available statewide in California. For first-time buyers. Income limit: CalHFA county income limits.

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in California.

First-time buyerRequired
Income limitCalHFA county income limits
Minimum credit score660
Homebuyer educationRequired
Sales price capPer FHFA/FHA
Amount notesUp to 2.5% of first loan amount
NotesCan combine with MyHome for stacked DPA.
Phone877-922-5432
Source California Housing Finance Agency (CalHFA)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: California Housing Finance Agency (CalHFA) · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if MyAccess Forgivable DPA (with CalPLUS Access) fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More California programs