Do I have to be a first-time buyer for CalHERO Advantage?

No. The program does not require first-time buyer status.

What credit score does CalHERO Advantage list?

The listed minimum credit score is 620.

CalHERO Advantage

CalHERO Advantage is a occupation-based grant from CalHERO (private lender network). Available statewide in California. Up to 2% toward a home purchase. First-time buyer status is not required.

Up to 2%

Listed as open as of April 10, 2026

Available statewide in California.

First-time buyer	Not required
Minimum credit score	620
Occupations	Teachers, Firefighters, Police, Nurses, Veterans, Other community heroes
Repayment	deferred
Notes	No FTHB required. No income limit. Informational for consumers.

Source CalHERO (private lender network)·official program page·Verified April 10, 2026

Provider: CalHERO (private lender network) · program details at the provider’s site.

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