City of Ontario Keys to Community
City of Ontario Keys to Community is a stacked deferred loan + grant from City of Ontario. Serves Ontario. Up to $160,000 toward a home purchase. For first-time buyers. Income limit: 120% AMI.
Up to $160,000
Opens in funding rounds as of April 10, 2026
Serves Ontario.
| First-time buyer | Required |
|---|---|
| Income limit | 120% AMI |
| Minimum credit score | 640 |
| Repayment | 0% int.; deferred; due on sale/refinance/transfer |
| Stacking | Stacks: calhfa-myhome |
| Notes | Largest Inland Empire single-city DPA. Ontario is in San Bernardino County. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: City of Ontario · program details at the provider’s site.
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