Do I have to be a first-time buyer for Citi HomeRun Mortgage?

No. The program does not require first-time buyer status.

What credit score does Citi HomeRun Mortgage list?

The listed minimum credit score is 640.

Citi HomeRun Mortgage

Citi HomeRun Mortgage is a 3% down, no pmi portfolio loan from Citibank. Coverage: California. Up to 97% toward a home purchase. First-time buyer status is not required.

Up to 97%

Listed as open as of April 10, 2026

Coverage: California.

First-time buyer	Not required
Minimum credit score	640
Repayment	market% int.; 30-yr; deferred
Notes	INFORMATIONAL, Citi retail only. 3% down with no PMI.

Source Citibank·official program page·Listed April 10, 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Citibank · program details at the provider’s site.

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