National City Home Buyer Program
National City Home Buyer Program is a deferred second loan from National City Housing Authority. Serves San Diego. Up to $70,000 toward a home purchase. For first-time buyers. Income limit: 80% AMI.
Up to $70,000
Listed as open as of April 10, 2026
Serves San Diego.
| First-time buyer | Required |
|---|---|
| Income limit | 80% AMI |
| Minimum credit score | 640 |
| Repayment | 3% int.; 30-yr; deferred |
| Stacking | Stacks: calhfa-myhome |
| Notes | National City residents only. Up to $70K gap financing. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: National City Housing Authority · program details at the provider’s site.
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