LA City Low Income Purchase Assistance (LIPA)
LA City Low Income Purchase Assistance (LIPA) is a deferred silent second from Los Angeles Housing Department (LAHD). Serves Los Angeles. Up to $161,000 toward a home purchase. For first-time buyers. Income limit: 80% AMI.
Up to $161,000
Opens in funding rounds as of April 10, 2026
Serves Los Angeles.
| First-time buyer | Required |
|---|---|
| Income limit | 80% AMI |
| Minimum credit score | 640 |
| Maximum DTI | 45% |
| Homebuyer education | Required |
| Property types | SFR, condo, townhome |
| Occupancy | Owner-occupied primary |
| Repayment | 0% int.; deferred; due on sale/refinance/transfer |
| Stacking | Stacks: calhfa-myhome, calhfa-zip |
| Notes | LA city residents only. 80% AMI cap. First-time buyer required. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Los Angeles Housing Department (LAHD) · program details at the provider’s site.
See if LA City Low Income Purchase Assistance (LIPA) fits your purchase
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