GSFA MCC Program
GSFA MCC Program is a mcc (federal tax credit) from Golden State Finance Authority. Available statewide in California. Income limit: Per CDLAC limits.
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in California.
| Income limit | Per CDLAC limits |
|---|---|
| Amount notes | Tax credit 15-20% of mortgage interest |
| Notes | Available in many of the rural counties on the list. |
| Phone | (855) 740-8422 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Golden State Finance Authority · program details at the provider’s site.
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Deferred Silent Second · Up to 3.5%
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Deferred Closing Cost Assistance · Up to 4%
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First Mortgage (for pairing with DPA) · Amount varies by program
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First Mortgage (for pairing with DPA) · Amount varies by program
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Deferred Silent Second · Up to 2.5%
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Shared Appreciation Loan · Up to $150,000 or Up to 20%
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Forgivable Loan · Up to 10%
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