ReCoverCA Homebuyer Assistance (DR-HBA)
ReCoverCA Homebuyer Assistance (DR-HBA) is a disaster recovery forgivable loan from California HCD (federal CDBG-DR). Coverage: Butte, Lake, Shasta. Up to $350,000 toward a home purchase. First-time buyer status is not required. Income limit: ≤120% AMI (CDBG-DR).
Up to $350,000
Listed as open as of April 10, 2026
Coverage: Butte, Lake, Shasta.
| First-time buyer | Not required |
|---|---|
| Income limit | ≤120% AMI (CDBG-DR) |
| Sales price cap | Per HCD guidelines |
| Repayment | 0% int.; forgivable |
| Forgivable | Forgivable |
| Stacking | Stacks: calhfa-myhome |
| Amount notes | Up to $350,000 |
| Notes | Up to $350K, one of the largest DPAs in California for disaster-impacted residents. Federal CDBG-DR funded. |
| Phone | 855-740-8422 |
Provider: California HCD (federal CDBG-DR) · program details at the provider’s site.
See if ReCoverCA Homebuyer Assistance (DR-HBA) fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More California programs
-
Deferred Silent Second · Up to 3.5%
-
Deferred Closing Cost Assistance · Up to 4%
-
First Mortgage (for pairing with DPA) · Amount varies by program
-
First Mortgage (for pairing with DPA) · Amount varies by program
-
Deferred Silent Second · Up to 2.5%
-
Shared Appreciation Loan · Up to $150,000 or Up to 20%
-
Forgivable Loan · Up to 10%
-
Federal Tax Credit · Up to $2,000 or Up to 20%