HUD Good Neighbor Next Door
HUD Good Neighbor Next Door is a 50% discount on hud reo homes (revitalization areas) from U.S. Department of Housing and Urban Development. Available statewide in California. Up to 50% toward a home purchase. First-time buyer status is not required.
Up to 50%
Listed as open as of April 10, 2026
Available statewide in California.
| First-time buyer | Not required |
|---|---|
| Minimum credit score | 640 |
| Occupations | Full-time pre-K-12 teacher, Law enforcement officer, Firefighter, EMT/paramedic |
| Property types | HUD REO in revitalization area |
| Occupancy | Owner-occupied primary |
| Repayment | forgivable |
| Forgivable | Forgivable |
| Stacking | Stacks: calhfa-myhome |
| Notes | 50% discount, massive savings. But CA inventory is sparse. Check HUD Homestore weekly. |
Provider: U.S. Department of Housing and Urban Development · program details at the provider’s site.
See if HUD Good Neighbor Next Door fits your purchase
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Deferred Closing Cost Assistance · Up to 4%
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First Mortgage (for pairing with DPA) · Amount varies by program
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First Mortgage (for pairing with DPA) · Amount varies by program
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Deferred Silent Second · Up to 2.5%
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Shared Appreciation Loan · Up to $150,000 or Up to 20%
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Forgivable Loan · Up to 10%
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Federal Tax Credit · Up to $2,000 or Up to 20%