MyHome Assistance Program
MyHome Assistance Program is a deferred-payment junior loan (silent second) from California Housing Finance Agency (CalHFA). Available statewide in California. For first-time buyers. Income limit: Varies by county; ~$83K-$316K depending on county (2025).
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in California.
| First-time buyer | Required |
|---|---|
| Income limit | Varies by county; ~$83K-$316K depending on county (2025) |
| Minimum credit score | 660 |
| Homebuyer education | Required |
| Sales price cap | No CalHFA cap; subject to FHFA/FHA conforming limits |
| Amount notes | Up to 3.5% of purchase price/appraised value for FHA/VA/USDA first loans; up to 3% for Conventional |
| Notes | Most widely used CalHFA DPA. eHome 8-hour education required. |
| Phone | 877-922-5432 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: California Housing Finance Agency (CalHFA) · program details at the provider’s site.
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More California programs
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Deferred Silent Second · Up to 3.5%
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Deferred Closing Cost Assistance · Up to 4%
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First Mortgage (for pairing with DPA) · Amount varies by program
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First Mortgage (for pairing with DPA) · Amount varies by program
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Deferred Silent Second · Up to 2.5%
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Shared Appreciation Loan · Up to $150,000 or Up to 20%
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grant or 3-year forgivable second · Up to 5.5%
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Occupation-Based Amortizing Second + Grant · Up to 5%