City of Napa First-Time Homebuyer DPA
City of Napa First-Time Homebuyer DPA is a 30-year deferred loan from Housing Authority of the City of Napa. Serves Napa. Up to $150,000 or Up to 30% toward a home purchase. For first-time buyers.
Up to $150,000 or Up to 30%
Listed as open as of April 10, 2026
Serves Napa.
| First-time buyer | Required |
|---|---|
| Minimum credit score | 640 |
| Repayment | 1% int.; 30-yr; deferred; due on sale/refinance/term_end |
| Stacking | Stacks: calhfa-myhome |
| Notes | City of Napa only. Up to $150K, substantial DPA in a high-cost wine country market. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Housing Authority of the City of Napa · program details at the provider’s site.
See if City of Napa First-Time Homebuyer DPA fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More California programs
-
Deferred Silent Second · Up to 3.5%
-
Deferred Closing Cost Assistance · Up to 4%
-
First Mortgage (for pairing with DPA) · Amount varies by program
-
First Mortgage (for pairing with DPA) · Amount varies by program
-
Deferred Silent Second · Up to 2.5%
-
Shared Appreciation Loan · Up to $150,000 or Up to 20%
-
Forgivable Loan · Up to 10%
-
Federal Tax Credit · Up to $2,000 or Up to 20%