Cal DPA Down payment help, made plain

CHDC CalHome (Contra Costa County)

CHDC CalHome (Contra Costa County) is a 30-year calhome silent second from Community Housing Development Corporation of North Richmond. Serves Contra Costa. Up to $38,000 toward a home purchase. For first-time buyers. Income limit: 80% AMI.

Up to $38,000
Listed as open as of April 10, 2026

Serves Contra Costa.

First-time buyerRequired
Income limit80% AMI
Minimum credit score640
Repayment0% int.; 30-yr; deferred; due on sale/refinance/transfer
StackingStacks: calhfa-myhome, home-access-ccc-alameda
NotesContra Costa County countywide CalHome-funded DPA. Smaller dollar amounts but stacks well.
Source Community Housing Development Corporation of North Richmond·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Community Housing Development Corporation of North Richmond · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if CHDC CalHome (Contra Costa County) fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More California programs