US Bank American Dream Loan
US Bank American Dream Loan is a dpa + lender-paid mi from US Bank. Coverage: California. Up to $10,000 or Up to 3% toward a home purchase. First-time buyer status is not required.
Up to $10,000 or Up to 3%
Listed as open as of April 10, 2026
Coverage: California.
| First-time buyer | Not required |
|---|---|
| Minimum credit score | 640 |
| Property types | SFR, condo, 2-4 unit |
| Occupancy | Owner-occupied primary |
| Repayment | deferred |
| Notes | INFORMATIONAL, US Bank retail only. Pays the MI which is a unique benefit. |
Provider: US Bank · program details at the provider’s site.
See if US Bank American Dream Loan fits your purchase
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