El Cajon Homebuyer Assistance
El Cajon Homebuyer Assistance is a shared-appreciation equity loan from City of El Cajon Housing Division. Serves San Diego. Up to $100,000 toward a home purchase. For first-time buyers. Income limit: 80% AMI.
Up to $100,000
Listed as open as of April 10, 2026
Serves San Diego.
| First-time buyer | Required |
|---|---|
| Income limit | 80% AMI |
| Minimum credit score | 640 |
| Repayment | 0% int.; shared appreciation |
| Shared appreciation | Yes |
| Stacking | Stacks: calhfa-myhome |
| Notes | El Cajon shared-appreciation program. Up to $100K for SFR. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: City of El Cajon Housing Division · program details at the provider’s site.
See if El Cajon Homebuyer Assistance fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More California programs
-
Deferred Silent Second · Up to 3.5%
-
Deferred Closing Cost Assistance · Up to 4%
-
First Mortgage (for pairing with DPA) · Amount varies by program
-
First Mortgage (for pairing with DPA) · Amount varies by program
-
Deferred Silent Second · Up to 2.5%
-
Shared Appreciation Loan · Up to $150,000 or Up to 20%
-
Forgivable Loan · Up to 10%
-
Federal Tax Credit · Up to $2,000 or Up to 20%