Do I have to be a first-time buyer for Habitat for Humanity California?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is 30-80% AMI.

Habitat for Humanity California

Habitat for Humanity California is a below-market sale + 0% mortgage (sweat-equity) from Habitat for Humanity affiliates. Available statewide in California. For first-time buyers. Income limit: 30-80% AMI.

Amount varies by program

Listed as open as of May 26, 2026

Available statewide in California.

First-time buyer	Required
Income limit	30-80% AMI
Homebuyer education	Required
Sales price cap	Per affiliate
Amount notes	Effectively unlimited subsidy; mortgage capped at 30% of gross income
Notes	Apply via individual affiliate.
Phone	916-326-5640

Source Habitat for Humanity affiliates·official program page·Listed May 26, 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Habitat for Humanity affiliates · program details at the provider’s site.

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