Cal DPA Down payment help, made plain

GSFA Platinum Program (statewide regional)

GSFA Platinum Program (statewide regional) is a non-repayable grant + optional second loan (dpa) from Golden State Finance Authority (formerly CRHMFA Homebuyers Fund / CHF). Serves Central CA. First-time buyer status is not required. Income limit: Per GSFA Platinum limits (varies).

Amount varies by program
Listed as open as of May 26, 2026

Serves Central CA.

First-time buyerNot required
Income limitPer GSFA Platinum limits (varies)
Minimum credit score640
Amount notesUp to 5% (sometimes 5.5%) of total first mortgage amount as grant/second
NotesJoint Powers Authority - the rebranded CRHMFA Homebuyers Fund (CHF). Began 1993 in 11 rural counties. Available through participating lenders only. Special 'Assist-to-Own' deferred 3.5% second mortgage for member-county employees.
Phone(855) 740-8422
Source Golden State Finance Authority (formerly CRHMFA Homebuyers Fund / CHF)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Golden State Finance Authority (formerly CRHMFA Homebuyers Fund / CHF) · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if GSFA Platinum Program (statewide regional) fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More California programs