Do I have to be a first-time buyer for My Way Home HomeNow Program?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is 150% AMI.

What credit score does My Way Home HomeNow Program list?

The listed minimum credit score is 640.

My Way Home HomeNow Program

My Way Home HomeNow Program is a 15-year deferred loan from My Way Home (formerly VCCDC). Serves Ventura. Up to $40,000 toward a home purchase. For first-time buyers. Income limit: 150% AMI.

Up to $40,000

Listed as open as of April 10, 2026

Serves Ventura.

First-time buyer	Required
Income limit	150% AMI
Minimum credit score	640
Repayment	2% int.; 15-yr; deferred
Stacking	Stacks: calhfa-myhome
Notes	Ventura County's primary nonprofit DPA delivery. 6 cities + unincorporated areas.

Source My Way Home (formerly VCCDC)·official program page·Listed April 10, 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: My Way Home (formerly VCCDC) · program details at the provider’s site.

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