ReCoverCA Homebuyer Assistance (HBA) Program

ReCoverCA Homebuyer Assistance (HBA) Program is a forgivable second mortgage from CalHFA / California HCD (administered locally e.g. Santa Cruz County). Serves Monterey, Tulare. Income limit: Per ReCoverCA limits.

Amount varies by program

Opens in funding rounds as of May 26, 2026

Serves Monterey, Tulare.

Income limit	Per ReCoverCA limits
Forgivable	Yes
Amount notes	Up to $300,000 per household
Notes	CDBG-DR funded. Available to flood-impacted households purchasing in safer locations.
Phone	(916) 263-2771

Source CalHFA / California HCD (administered locally e.g. Santa Cruz County)·official program page·Listed May 26, 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: CalHFA / California HCD (administered locally e.g. Santa Cruz County) · program details at the provider’s site.

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