NACA Purchase Program

NACA Purchase Program is a 100% financing, no pmi, below-market rate from Neighborhood Assistance Corporation of America. Available statewide in California. Up to 100% toward a home purchase. First-time buyer status is not required.

Up to 100%

Listed as open as of April 10, 2026

Available statewide in California.

First-time buyer	Not required
Homebuyer education	Required (NACA workshops)
Repayment	Below market% int.; 30-yr; deferred
Notes	INFORMATIONAL, refer consumers to NACA. Requires extensive counseling process. No FICO requirement is unique, best option for credit-challenged buyers.

Source Neighborhood Assistance Corporation of America·official program page·Verified April 10, 2026

Provider: Neighborhood Assistance Corporation of America · program details at the provider’s site.

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