Low Income Purchase Assistance Program (LIPA)
Low Income Purchase Assistance Program (LIPA) is a deferred silent second loan with shared appreciation from Los Angeles Housing Department (LAHD). Serves Los Angeles. For first-time buyers. Income limit: At or below 80% AMI (e.g., 4-person $121,150 for 2025).
Amount varies by program
Opens in funding rounds as of May 26, 2026
Serves Los Angeles.
| First-time buyer | Required |
|---|---|
| Income limit | At or below 80% AMI (e.g., 4-person $121,150 for 2025) |
| Minimum credit score | 660 |
| Sales price cap | Must meet LAHD limits |
| Shared appreciation | Yes |
| Amount notes | Up to $161,000 |
| Notes | Borrower must contribute minimum 1% of price from own funds; reservation slot system due to high demand |
| Phone | (213) 922-9672 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Los Angeles Housing Department (LAHD) · program details at the provider’s site.
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