Downpayment Assistance Loan Program (DALP)
Downpayment Assistance Loan Program (DALP) is a silent second (shared appreciation) from San Francisco Mayor's Office of Housing & Community Development (MOHCD). Serves City. Income limit: Up to 200% AMI.
Amount varies by program
Waitlist as of May 26, 2026
Serves City.
| Income limit | Up to 200% AMI |
|---|---|
| Homebuyer education | Required |
| Sales price cap | Market-rate property in San Francisco |
| Shared appreciation | Yes |
| Amount notes | Up to $500,000 |
| Notes | Companion programs: FRDALP (first responders), Educators-DALP (SFUSD educators) - separate funding pools. |
| Phone | (415) 701-5500 |
Source San Francisco Mayor's Office of Housing & Community Development (MOHCD)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: San Francisco Mayor's Office of Housing & Community Development (MOHCD) · program details at the provider’s site.
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First Mortgage (for pairing with DPA) · Amount varies by program
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Deferred Silent Second · Up to 2.5%
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Shared Appreciation Loan · Up to $150,000 or Up to 20%
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Forgivable Loan · Up to 10%
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