Santa Clara County Mortgage Credit Certificate (MCC)

Santa Clara County Mortgage Credit Certificate (MCC) is a mcc (federal tax credit) from County of Santa Clara Office of Supportive Housing. Serves Santa Clara. Income limit: Per CDLAC limits.

Amount varies by program

Listed as open as of May 26, 2026

Serves Santa Clara.

Income limit	Per CDLAC limits
Amount notes	Tax credit up to 15% of annual mortgage interest
Notes	Statewide MCC pool fully allocated early 2025 - verify with lender.
Phone	(408) 793-0550

Source County of Santa Clara Office of Supportive Housing·official program page·Listed May 26, 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: County of Santa Clara Office of Supportive Housing · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if Santa Clara County Mortgage Credit Certificate (MCC) fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More California programs

CalHFA MyHome Assistance Program

Deferred Silent Second · Up to 3.5%
CalHFA ZIP (Zero Interest Program)

Deferred Closing Cost Assistance · Up to 4%
CalPLUS FHA

First Mortgage (for pairing with DPA) · Amount varies by program
CalPLUS Conventional

First Mortgage (for pairing with DPA) · Amount varies by program
CalHFA MyAccess

Deferred Silent Second · Up to 2.5%
CalHFA Dream For All Shared Appreciation Loan

Shared Appreciation Loan · Up to $150,000 or Up to 20%
CalHFA Forgivable Equity Builder Loan

Forgivable Loan · Up to 10%
CalHFA Mortgage Credit Certificate (MCC)

Federal Tax Credit · Up to $2,000 or Up to 20%