Do I have to be a first-time buyer for FHLB San Francisco WISH Grant?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is 80% AMI.

FHLB San Francisco WISH Grant

FHLB San Francisco WISH Grant is a matched savings grant from Federal Home Loan Bank of San Francisco. Available statewide in California. Up to $32,837 toward a home purchase. For first-time buyers. Income limit: 80% AMI.

Up to $32,837

Listed as open as of April 10, 2026

Available statewide in California.

First-time buyer	Required
Income limit	80% AMI
Homebuyer education	Required
Repayment	deferred
Stacking	Stacks: calhfa-mcc
Notes	Retail-only product through FHLB SF member banks. Informational for consumers only.

Source Federal Home Loan Bank of San Francisco·official program page·Verified April 10, 2026

Provider: Federal Home Loan Bank of San Francisco · program details at the provider’s site.

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