Habitat Monterey Bay Mortgage Assistance Program (MAP)
Habitat Monterey Bay Mortgage Assistance Program (MAP) is a deferred 0% loan (balloon at 30 years) from Habitat for Humanity Monterey Bay. Serves Monterey, Santa Cruz. Income limit: <=80% AMI.
Amount varies by program
Listed as open as of May 26, 2026
Serves Monterey, Santa Cruz.
| Income limit | <=80% AMI |
|---|---|
| Minimum credit score | 650 |
| Homebuyer education | Required |
| Amount notes | Up to $100,000 |
| Notes | State CalHome program eliminated in 2025-26 budget; future rounds uncertain. |
| Phone | (831) 728-1356 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Habitat for Humanity Monterey Bay · program details at the provider’s site.
See if Habitat Monterey Bay Mortgage Assistance Program (MAP) fits your purchase
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