Santa Barbara Housing Trust Fund, Workforce Homebuyer Program
Santa Barbara Housing Trust Fund, Workforce Homebuyer Program is a 10-year interest-only deferred loan from Housing Trust Fund of Santa Barbara County. Serves Santa Barbara. Up to $200,000 toward a home purchase. For first-time buyers. Income limit: 230% AMI.
Up to $200,000
Listed as open as of April 10, 2026
Serves Santa Barbara.
| First-time buyer | Required |
|---|---|
| Income limit | 230% AMI |
| Minimum credit score | 640 |
| Homebuyer education | Required |
| Repayment | 0% int.; 10-yr; deferred |
| Stacking | Stacks: calhfa-myhome |
| Notes | One of the highest income ceilings in any CA DPA (230% AMI). For workforce buyers. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Housing Trust Fund of Santa Barbara County · program details at the provider’s site.
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