Sonoma County HAC First-Time Homebuyer
Sonoma County HAC First-Time Homebuyer is a deferred calhome silent second from Sonoma County Housing & Community Services. Serves Sonoma. Up to $100,000 or Up to 8% toward a home purchase. For first-time buyers. Income limit: 80% AMI.
Up to $100,000 or Up to 8%
Opens in funding rounds as of April 10, 2026
Serves Sonoma.
| First-time buyer | Required |
|---|---|
| Income limit | 80% AMI |
| Minimum credit score | 640 |
| Maximum DTI | 50% |
| Repayment | 3% int.; 30-yr; deferred; due on sale/refinance/transfer/term_end |
| Stacking | Stacks: calhfa-myhome |
| Notes | CalHome-funded. Stacks with CalHFA. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Sonoma County Housing & Community Services · program details at the provider’s site.
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