City of Santa Rosa Down Payment Assistance Loan
City of Santa Rosa Down Payment Assistance Loan is a 30-year deferred loan from City of Santa Rosa Housing Department. Serves Sonoma. Up to $75,000 or Up to 10% toward a home purchase. For first-time buyers. Income limit: 120% AMI.
Up to $75,000 or Up to 10%
Opens in funding rounds as of April 10, 2026
Serves Sonoma.
| First-time buyer | Required |
|---|---|
| Income limit | 120% AMI |
| Minimum credit score | 640 |
| Repayment | 0% int.; deferred; due on sale/refinance/term_end |
| Stacking | Stacks: calhfa-myhome, burbank-housing-sonoma-calhome |
| Notes | Santa Rosa city program. Stacks with Burbank Housing Sonoma. |
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Provider: City of Santa Rosa Housing Department · program details at the provider’s site.
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