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City of Tracy Down Payment Assistance Program (DAP)

City of Tracy Down Payment Assistance Program (DAP) is a deferred down payment loan from City of Tracy Housing Division. Serves Tracy. For first-time buyers. Income limit: Low income (San Joaquin County AMI).

Amount varies by program
Listed as open as of May 26, 2026

Serves Tracy.

First-time buyerRequired
Income limitLow income (San Joaquin County AMI)
Sales price capPer program
Amount notes20% of sales price up to $40,000 (lesser)
NotesMust reside or work in San Joaquin County 12 months prior
Phone(209) 831-6488
Source City of Tracy Housing Division·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: City of Tracy Housing Division · program details at the provider’s site.

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