City of Oakland Mortgage Assistance Program
City of Oakland Mortgage Assistance Program is a deferred silent second from City of Oakland Housing & Community Development. Serves Oakland. Up to $75,000 toward a home purchase. For first-time buyers. Income limit: 80% AMI.
Up to $75,000
Opens in funding rounds as of April 10, 2026
Serves Oakland.
| First-time buyer | Required |
|---|---|
| Income limit | 80% AMI |
| Minimum credit score | 640 |
| Repayment | 0% int.; deferred; due on sale/refinance/transfer |
| Stacking | Stacks: calhfa-myhome, calhfa-zip |
| Notes | Oakland city program. Periodic funding. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: City of Oakland Housing & Community Development · program details at the provider’s site.
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