SDHC Middle-Income First-Time Homebuyer Program
SDHC Middle-Income First-Time Homebuyer Program is a deferred silent second + closing cost grant from San Diego Housing Commission. Serves San Diego. Up to $40,000 toward a home purchase. For first-time buyers. Income limit: 150% AMI.
Up to $40,000
Listed as open as of April 10, 2026
Serves San Diego.
| First-time buyer | Required |
|---|---|
| Income limit | 150% AMI |
| Minimum credit score | 640 |
| Maximum DTI | 45% |
| Repayment | 0% int.; deferred; due on sale/refinance/transfer |
| Stacking | Stacks: calhfa-myhome |
| Notes | NEW 2026 program for middle-income SD buyers (80-150% AMI). Up to $50K combined. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: San Diego Housing Commission · program details at the provider’s site.
See if SDHC Middle-Income First-Time Homebuyer Program fits your purchase
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