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FHLB SF Middle-Income DPA (MIDA)

FHLB SF Middle-Income DPA (MIDA) is a grant for middle-income buyers from FHLB SF. Coverage: Middle-income CA/AZ/NV. Up to $50,000 toward a home purchase. Income limit: 80-140% AMI typical.

Up to $50,000
Listed as open as of May 2026

Coverage: Middle-income CA/AZ/NV.

Income limit80-140% AMI typical
Homebuyer educationRequired
OccupationsMiddle-income CA/AZ/NV
Property typesSFR, condo, PUD
OccupancyOwner-occupied primary
Eligible loan productsAny
Sales price capPer first mortgage
RepaymentRetention period typically 5 yrs
ForgivableForgivable
StackingLayers with state DPA
NotesDesigned to fill the gap above WISH 80% AMI cutoff.
Source FHLB SF·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: FHLB SF · program details at the provider’s site.

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