Sacramento Mortgage Credit Certificate (MCC) Program
Sacramento Mortgage Credit Certificate (MCC) Program is a mcc (federal tax credit) from Sacramento Housing & Redevelopment Agency (SHRA). Serves Sacramento. For first-time buyers. Income limit: Per CDLAC limits.
Amount varies by program
Listed as open as of May 26, 2026
Serves Sacramento.
| First-time buyer | Required |
|---|---|
| Income limit | Per CDLAC limits |
| Amount notes | Federal tax credit; dollar-for-dollar reduction up to ~$2,000/year for portion of mortgage interest |
| Notes | Apply via SHRA-approved lenders. |
| Phone | (916) 440-1390 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Sacramento Housing & Redevelopment Agency (SHRA) · program details at the provider’s site.
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More California programs
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Deferred Silent Second · Up to 3.5%
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Deferred Closing Cost Assistance · Up to 4%
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First Mortgage (for pairing with DPA) · Amount varies by program
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First Mortgage (for pairing with DPA) · Amount varies by program
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Deferred Silent Second · Up to 2.5%
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Shared Appreciation Loan · Up to $150,000 or Up to 20%
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Forgivable Loan · Up to 10%
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Federal Tax Credit · Up to $2,000 or Up to 20%