Empower Homebuyers SCC
Empower Homebuyers SCC is a deferred shared-appreciation loan from Housing Trust Silicon Valley (admin) / Santa Clara County (Measure A). Serves Santa Clara. Up to $250,000 or Up to 17% toward a home purchase. For first-time buyers. Income limit: 120% AMI.
Up to $250,000 or Up to 17%
Opens in funding rounds as of April 10, 2026
Serves Santa Clara.
| First-time buyer | Required |
|---|---|
| Income limit | 120% AMI |
| Minimum credit score | 640 |
| Maximum DTI | 50% |
| Homebuyer education | Required |
| Property types | SFR, condo, PUD |
| Occupancy | Owner-occupied primary |
| Repayment | 0% int.; shared appreciation; due on sale/refinance/transfer |
| Shared appreciation | Yes |
| Stacking | Stacks: calhfa-myhome, calhfa-zip |
| Amount notes | Up to 17% of purchase price |
| Notes | Santa Clara County's flagship DPA. Very competitive. |
| Phone | (408) 703-3837 ext. 301 |
Source Housing Trust Silicon Valley (admin) / Santa Clara County (Measure A)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Housing Trust Silicon Valley (admin) / Santa Clara County (Measure A) · program details at the provider’s site.
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