Do I have to be a first-time buyer for PNC Closing Cost Assistance Grant?

No. The program does not require first-time buyer status.

Is there an income limit?

Yes. The listed income limit is 80% AMI.

PNC Closing Cost Assistance Grant

PNC Closing Cost Assistance Grant is a closing cost grant from PNC Bank. Coverage: California. Up to $5,000 toward a home purchase. First-time buyer status is not required. Income limit: 80% AMI.

Up to $5,000

Listed as open as of April 10, 2026

Coverage: California.

First-time buyer	Not required
Income limit	80% AMI
Repayment	deferred
Notes	INFORMATIONAL, PNC retail. Limited CA footprint.

Source PNC Bank·official program page·Listed April 10, 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: PNC Bank · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if PNC Closing Cost Assistance Grant fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More California programs

CalHFA MyHome Assistance Program

Deferred Silent Second · Up to 3.5%
CalHFA ZIP (Zero Interest Program)

Deferred Closing Cost Assistance · Up to 4%
CalPLUS FHA

First Mortgage (for pairing with DPA) · Amount varies by program
CalPLUS Conventional

First Mortgage (for pairing with DPA) · Amount varies by program
CalHFA MyAccess

Deferred Silent Second · Up to 2.5%
CalHFA Dream For All Shared Appreciation Loan

Shared Appreciation Loan · Up to $150,000 or Up to 20%
CalHFA Forgivable Equity Builder Loan

Forgivable Loan · Up to 10%
CalHFA Mortgage Credit Certificate (MCC)

Federal Tax Credit · Up to $2,000 or Up to 20%