LA City Moderate Income Purchase Assistance (MIPA)
LA City Moderate Income Purchase Assistance (MIPA) is a deferred silent second (lottery) from Los Angeles Housing Department (LAHD). Serves Los Angeles. Up to $135,000 toward a home purchase. For first-time buyers. Income limit: 120% AMI.
Up to $135,000
Lottery based as of April 10, 2026
Serves Los Angeles.
| First-time buyer | Required |
|---|---|
| Income limit | 120% AMI |
| Minimum credit score | 640 |
| Maximum DTI | 45% |
| Homebuyer education | Required |
| Repayment | 0% int.; deferred; due on sale/refinance/transfer |
| Stacking | Stacks: calhfa-myhome, calhfa-zip |
| Notes | Lottery-based for 80-120% AMI buyers in the City of LA. |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Los Angeles Housing Department (LAHD) · program details at the provider’s site.
See if LA City Moderate Income Purchase Assistance (MIPA) fits your purchase
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