GSFA Assist-to-Own
GSFA Assist-to-Own is a deferred silent second from Golden State Finance Authority. Available statewide in California. Up to 3.5% toward a home purchase. First-time buyer status is not required.
Up to 3.5%
Listed as open as of April 10, 2026
Available statewide in California.
| First-time buyer | Not required |
|---|---|
| Minimum credit score | 640 |
| Maximum DTI | 50% |
| Occupations | County employee (participating counties) |
| Eligible loan products | FHA, Conventional |
| Repayment | 0% int.; deferred |
| Stacking | Stacks: calhfa-mcc |
| Notes | County employees only. Participating counties vary. |
Provider: Golden State Finance Authority · program details at the provider’s site.
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