FHLBank San Francisco Middle-Income Downpayment Assistance (MIDA)
FHLBank San Francisco Middle-Income Downpayment Assistance (MIDA) is a matching grant (new for 2026) from Federal Home Loan Bank of San Francisco. Available statewide in California. Up to $50,000 toward a home purchase. First-time buyer status is not required.
Up to $50,000
Listed as open as of April 10, 2026
Available statewide in California.
| First-time buyer | Not required |
|---|---|
| Homebuyer education | Required |
| Repayment | deferred |
| Stacking | Stacks: calhfa-myhome |
| Notes | NEW for 2026, middle-income companion to WISH (which is 80% AMI). $50K matching grant. Retail-only via FHLB SF member banks. |
Provider: Federal Home Loan Bank of San Francisco · program details at the provider’s site.
See if FHLBank San Francisco Middle-Income Downpayment Assistance (MIDA) fits your purchase
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More California programs
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Deferred Silent Second · Up to 3.5%
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Deferred Closing Cost Assistance · Up to 4%
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First Mortgage (for pairing with DPA) · Amount varies by program
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First Mortgage (for pairing with DPA) · Amount varies by program
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Deferred Silent Second · Up to 2.5%
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Shared Appreciation Loan · Up to $150,000 or Up to 20%
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Forgivable Loan · Up to 10%
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Federal Tax Credit · Up to $2,000 or Up to 20%