FHLBank San Francisco Middle-Income Downpayment Assistance (MIDA)

FHLBank San Francisco Middle-Income Downpayment Assistance (MIDA) is a matching grant (new for 2026) from Federal Home Loan Bank of San Francisco. Available statewide in California. Up to $40,000 toward a home purchase. For first-time buyers.

Up to $40,000

Listed as open as of September 9, 2026

Available statewide in California.

First-time buyer	Required
Homebuyer education	Required
Repayment	deferred
Stacking	Stacks: calhfa-myhome
Notes	Middle-income companion to WISH, which is capped at 80% AMI. Up to $40,000 matching grant for the 2026 program year, from a $13 million allocation. Retail only, through FHLB San Francisco member banks.

Source Federal Home Loan Bank of San Francisco·official program page·Verified September 9, 2026

Provider: Federal Home Loan Bank of San Francisco · program details at the provider’s site.

Check what you qualify for Six questions, ranked programs

See if FHLBank San Francisco Middle-Income Downpayment Assistance (MIDA) fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More California programs

CalHFA MyHome Assistance Program

Deferred Silent Second · Up to 3.5%
CalHFA ZIP (Zero Interest Program)

Deferred Closing Cost Assistance · Up to 4%
CalPLUS FHA

First Mortgage (for pairing with DPA) · Amount varies by program
CalPLUS Conventional

First Mortgage (for pairing with DPA) · Amount varies by program
CalHFA MyAccess

Deferred Silent Second · Up to 2.5%
CalHFA Dream For All Shared Appreciation Loan

Shared Appreciation Loan · Up to $150,000 or Up to 20%
GSFA Platinum Program

grant or 3-year forgivable second · Up to 5.5%
GSFA Platinum SELECT (Occupation-Based)

Occupation-Based Amortizing Second + Grant · Up to 5%