HEART Opening Doors First-Time Homebuyer Loan Program
HEART Opening Doors First-Time Homebuyer Loan Program is a second mortgage (amortized over 15 years) from Housing Endowment and Regional Trust (HEART) of San Mateo County / Meriwest Mortgage. Serves San Mateo. Income limit: Per HEART program limits (recently increased).
Amount varies by program
Listed as open as of May 26, 2026
Serves San Mateo.
| Income limit | Per HEART program limits (recently increased) |
|---|---|
| Homebuyer education | Required |
| Amount notes | Up to $182,025 second loan (paired with conforming/high-balance first up to $970,800) |
| Notes | JPA among SMC cities and county. |
| Phone | (408) 363-3444 (Meriwest) |
Source Housing Endowment and Regional Trust (HEART) of San Mateo County / Meriwest Mortgage·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Housing Endowment and Regional Trust (HEART) of San Mateo County / Meriwest Mortgage · program details at the provider’s site.
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