VA Home Loan (Purchase)
VA Home Loan (Purchase) is a first mortgage (va-guaranteed) from U.S. Department of Veterans Affairs. Available statewide in California. Income limit: None (residual income/DTI tests).
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in California.
| Income limit | None (residual income/DTI tests) |
|---|---|
| Minimum credit score | 580 |
| Occupations | Eligible veterans, active duty, Guard/Reserve |
| Sales price cap | No statutory limit; 2025 baseline conforming $832,750 |
| Amount notes | 0% down, 100% financing |
| Notes | Requires Certificate of Eligibility. Reusable benefit. |
| Phone | 800-827-1000 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: U.S. Department of Veterans Affairs · program details at the provider’s site.
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