El Cajon American Dream / California Dream First-Time Homebuyer Program
El Cajon American Dream / California Dream First-Time Homebuyer Program is a shared-appreciation equity loan from City of El Cajon Housing Division. Serves El Cajon. For first-time buyers. Income limit: Below 80% San Diego AMI.
Amount varies by program
Listed as open as of May 26, 2026
Serves El Cajon.
| First-time buyer | Required |
|---|---|
| Income limit | Below 80% San Diego AMI |
| Sales price cap | Max $350,000 |
| Amount notes | Up to $100,000 (SFR) or $50,000 (condo) |
| Notes | Uses HOME/LMIHAF funds |
| Phone | (619) 441-1710 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: City of El Cajon Housing Division · program details at the provider’s site.
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