Mortgage Credit Certificate (MCC) Program
Mortgage Credit Certificate (MCC) Program is a mcc (federal tax credit) from Alameda County Housing & Community Development Department (HCD). Serves Countywide - Alameda. Income limit: Per HUD/CDLAC limits (varies by household size and target/non-target area).
Amount varies by program
Listed as open as of May 26, 2026
Serves Countywide - Alameda.
| Income limit | Per HUD/CDLAC limits (varies by household size and target/non-target area) |
|---|---|
| Homebuyer education | Required |
| Sales price cap | Per CDLAC limits (target/non-target) |
| Amount notes | Up to 20% of annual mortgage interest as federal tax credit (lifetime of mortgage while owner-occupied) |
| Notes | Administered countywide by Alameda County HCD. |
| Phone | (510) 670-6417 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Alameda County Housing & Community Development Department (HCD) · program details at the provider’s site.
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